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Top Online Casinos Accepting Bank Transfers
Bank wire transfers are a preferred transaction method at online casinos for high-rollers because they accommodate high withdrawal limits.
Not to mention that bank wire transfers are safe and secure, often protected by multiple layers of encryption from both the online casino and the banking institutions at play.
We’ll take a look at some of the best bank wire casinos, the process for making your first deposit/withdrawal, as well as describe some of the alternatives to bank wires for gambling online.
Our Top Picks
Bank Wire Transfer Details for Our Top Casino SitesBank Wire Transfer Details for Our Top Casino Sites
Bank transfers and wire transfers were very popular banking methods for online gamblers in the early days of online gambling sites. Since then, many sites have moved away from banking transfers and have started offering cryptocurrency or eWallet banking options instead.
Fortunately, there are a steadfast few casinos that still allow both deposits and withdrawals with bank/wire transfers. Here’s the low-down:
Wild Casino: Best Bank Wire Casino Overall
Casino Games: Baccarat, Blackjack, Craps +6 moreLive Dealer: YesPayment Options: Visa, MasterCard, American Express +8 moreWild Casino excels in a lot of areas, but their banking options are some of the most flexible in the industry. You can deposit between $1,000 and $10,000 using bank transfer at Wild Casino, which is a great method for high rollers or big budget gamblers.
When it comes time to withdraw, you can request a minimum of $500 or a maximum of $25,000, also quite suitable for high rollers. The withdrawal can take up to 15 business days to arrive in your account, and comes with a variable fee. You’ll pay $45 for withdrawals between $500 – $1,000, $60 for withdrawals between $1,000 – $5,000, and 3% of your transaction for withdrawals between $5,000 and $25,000.
Gamblers at Wild Casino can use their bank wire deposit to play hundreds of slots and table games, as well as explore the live dealer casino. New players are eligible to claim up to $5,000 in bonus funds in addition to many other ongoing promotions.
- Collect up to $5,000 on your first five deposits
- Two live dealer casino studios
- User-friendly website with a modern design
- Reputable sister sites
- Multiple banking options, including crypto
- Fees for certain withdrawals
- Unorganized slots section with no filters
BetUS Casino: Best Bank Wire Casino for Deposits
Casino Games: Slots, Video poker, Blackjack +3 moreLive Dealer: YesPayment Options: Visa, MasterCard, American Express +5 moreNot all online casinos allow you to deposit with bank wire, but BetUS does. Their limits for bank wire are also quite lenient, with a $10 minimum and a $2,500 maximum deposit. While the deposits are instant, like credit or debit cards, they should only take a few days to clear.
Once you’re ready to withdrawal, you can process a bank wire between $100 and $3,000. Plus, they estimate that you will receive your withdrawal within 10 business days, which is a bit less than DuckyLuck.
BetUS’ casino offers a wide variety of online slots, table games, and live dealer options. They have quite a few blackjack games and tournaments, making it a great place for 21 fans. Plus, they have a comprehensive sportsbook and racebook attached to their casino.
- Several different welcome bonus options including a 200% crypto bonus
- 300+ casino games, including slots and live-dealer
- Sports Betting options include: pro football, college football, live betting and more
- Same-day payouts up to $5000
- Limited time (14 days) to clear bonus playthrough requirements
- Money you wager on casino games does not count towards the loyalty program
- BetUS is not available in Washington state
How We Rate Our Top Bank Transfer CasinosDuckyLuck Casino: Best Bank Wire Casino for Slots
Casino Games: Slots, Live dealer, Progressive jackpot +4 moreLive Dealer: YesPayment Options: Visa, MasterCard, American Express +8 moreDuckyLuck Casino stands out as the best online casino for people looking to withdraw funds using a wire transfer. They offer a $150 minimum withdrawal, with a $2,500 maximum. They also have one of the fastest approval times for bank wire withdrawals at 2 days. You should receive your funds into your bank account between 5 and 15 business days, which is the industry average.
You do have to pay a $50 fee for requesting a withdrawal via bank wire, but, that fee does not scale. You’ll pay flat $50 whether you’re pulling out $150 or $2,500. Bank wires are available throughout the United States, excluding Maryland and Washington.
DuckyLuck also has a superb selection of online casino games to enjoy, including over 700 slots titles from developers like BetSoft, Rival, and Tom Horn. Plus, new players can claim up to $7,500 in bonus funds across five deposits with their welcome bonus.
- Over 440 slot games
- High match percentages on welcome bonuses (500% +)
- Mobile and Desktop experience virtually the same
- No telephone number for customer service
- No craps games
How We Rate Our Top Bank Transfer Casino Sites
There are new online casinos and sportsbooks popping up every day, so we’ve developed a solid ranking system to help parse through the good, the bad, and the ugly. Among the factors we consider, we like to look at a site’s:
Licenses and Authority
All of our recommended casinos have active licenses from local gambling authorities, which ensures they have met financial, structural, and gaming standards.
Banking Methods
Bank transfers are not as common as they once were, so the site must have other, more modern banking methods as well, such as crypto, credit/debit cards, and eWallets.
Bonuses and Promotions
Does the casino or sportsbook offer bonuses to new and returning players alike? Can players claim these bonuses with their bank wire deposits?
Difference Between Wire Transfers and Bank Transfers
Customer Service
Does the customer service respond in a timely fashion and with helpful answers? Are they available 24/7 with a live chat feature?
Difference Between Wire Transfers and Bank Transfers?
Wire transfer and bank transfer are two terms that are often used interchangeably, or even mashed together as bank wire transfer, or something similar. However, wire and bank transfers are slightly different, and it’s an important distinction, especially for online gamblers.
A wire transfer is an electronic payment method that uses the sender and receiver’s banks as intermediaries. The sender pays for the wire transfer, which is usually between $1 and $50 (depends on the bank, whether domestic/international, etc.), and the sender’s bank initiates the transfer by communicating with the receiver’s bank. The receiver’s bank will acknowledge the request, approve or deny it, and relay the information to the receiver.
A bank transfer, often referred to as Automatic Clearing House (ACH), is a bit different. Instead of using the banks as intermediaries, the sender uses the receiver’s bank account information to directly send money to their account. If you use direct deposit to get your paycheck, that’s an ACH or bank transfer.
Wire transfers are often faster than bank transfers, but are a bit more expensive. But, wire transfers are better equipped for international transactions.
Most online casinos utilize wire transfers because of their speed and accessibility, and tend to call them bank wire transfers. With the rise in mobile banking, oftentimes you won’t even have to enter your bank account numbers when initiating a transfer.
Some casinos integrate directly with mobile banking apps, allowing you to log in with your banking username/password to begin the process.
How to Use Bank Account Transfers at CasinosHow to Use Bank Account Transfers at Casinos
Once you’ve signed up at a reputable, real money online casino, you can now make a deposit! To deposit using bank wire transfers, check out the simple steps listed here:
- Step 1 – To make a deposit, head to your casino’s cashier or banking page. Select Deposit and choose Bank Wire Transfer.
- Step 2 – Next, enter the amount you’d like to transfer and claim any bonuses you’d like. Be aware that welcome bonuses are voided after initial deposits, so don’t miss out!
- Step 3 – Enter the other relevant information, such as your bank details. When you initiate the transfer, you may have to wait up to 24 hours for your transaction to be completed. Also be prepared to pay a fee for your transfer. As the sender, you’re required to pay up to a $50 fee, depending on the amount of your transaction.
Withdraw Funds with Bank Wire Transfer
Withdrawing funds is pretty similar to depositing them, but there are a few additional things to consider:
- Step 1 – When you’re ready to cashout, return to the cashier/banking page of your casino. To request your first withdrawal, you’ll have to complete a few verification steps. Licensed casinos are required to record a copy of your government-issued ID and proof of address. Verification might take up to 72 hours to complete.
- Step 2 – Once the casino has confirmed your identity, you can process a withdrawal via bank transfer. Some casinos will charge a fee for each transfer, but the first one is usually free.
- Step 3 – Be prepared to wait anywhere from 5-15 business days to receive your funds. Wire and bank transfers are some of the slowest banking methods available to gamblers, but they are often some of the most secure.
Pros and Cons of Bank Wire Transfers for Online Gambling
Pros of Using Bank Wire Transfers
- Wire transfers are a secure method for deposits/withdrawals because the bank is an intermediary.
- Usually low transaction fees for domestic deposits.
- Ability to withdraw and deposit large amounts.
- Most bank/wire transfers are insured, so if the transaction is lost, banks are obligated to pay you back.
Should You Use Bank Wire Transfers Over Other Methods?Cons of Using Bank Wire Transfers
- Bank and wire transfers aren’t instant, which means you have to wait for your deposit to go through before you can use it.
- Potentially high fees for withdrawals via bank or wire transfer.
- Some banks will not allow you to make direct transactions to online casinos.
- Minimum withdrawal limits are often higher than other methods.
Should You Use Bank Wire Transfers Over Other Methods?
There are a few reasons you might want to use bank wire transfers over other transaction methods. First and foremost is safety. Do you trust your bank? Do you trust them to perform the transfer to the best of their ability? If you answered yes, then you know you’re in good hands.
The other reason is accessibility. Almost everyone has a bank account, and almost everyone is capable of initiating a bank wire transfer. There’s no additional setup or platform needed to make a deposit.
However, if speed and low fees is what you’re after, then bank wire transfers probably aren’t for you. Out of all the withdrawal methods, except maybe check via courier, bank wires take the longest (about 5-15 days). Plus, you’re charged a fee for withdrawing with bank wire (and depositing, sometimes, too).
If you want a banking method that is both fast, relatively feeless, and just as secure, we suggest using cryptocurrency.
Crypto is a peer-to-peer digital currency that runs with no interaction by third-party financial institutions and is known for its fast and secure payment options. Cryptos like Bitcoin, Ethereum, and Litecoin are all widely accepted at online casinos.
But, if you’re interested in non-crypto options, there are a few others that might fit your needs as well:
Mastercard
Mastercard is one of the most widely accepted types of credit/debit cards at online casinos. Not only is this method safe and secure, it’s also probably in your wallet already!
Visa
Visa cards are even more popular than Mastercard, and are an accepted method for both deposits and withdrawals at almost every online gambling site.
Neteller
Neteller is an electronic wallet service that allows you to use your bank account or bank card to make deposits/withdrawals at online casinos without sharing your sensitive banking information.
Responsible Gambling
Even though bank wires and bank transfers are the slowest online payment methods, online gambling can quickly become more than just a hobby. If you think that your online gambling habits are getting out of control, please use the resources below.
Bank Transfer Casinos Summary
Bank transfers and bank wires are not as widely accepted as deposit method at gambling sites as their more modern counterparts Visa or Bitcoin. However, bank wires are an ideal way for you to transfer your winnings, especially large sums, directly to your bank account.
While bank transfers often take up to 15 days and sometimes incur fees of $50 or more, they are one of the safest banking methods available because there isn’t a middleman. The money from your casino account moves direct into your bank account.
A few online casinos, such as DuckyLuck or Las Atlantis, allow withdrawals between $150 and $2,500. These sites also have fantastic gaming libraries and bonuses to claim on your deposits.
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